images7

Financial Prosperity God’s Way

Financial Prosperity

Like so many people on the internet I have tried a number of ways of making “big” money on the web and yes, I have made at least one bad investment. There is more than one money making formula out there. Some formulas are good and some not so good. God knows more than a little about financial prosperity and He desires the Christian to prosper. However, God wants the Christian to prosper His way.

Formula to a Relationship

God desires that instead of looking to a formula, the Christian should look to Him and not to a formula. God wants you to shift your allegiance from a money making formula to a deep relationship with Him and then you will prosper the best way. Are you seeking to know God intimately and have a deep relationship with Him? He says in Matthew 6:33, “But seek ye first the kingdom of God, and His righteousness; and all these things shall be added unto you.”

The Financial Prosperity Revelation

God gave me a revelation of Matthew 6:33 and showed me if I would seek Him and put His agenda first place in my life then my prosperity would be manifested. Seeking God is the best investment in your destiny.

In Hebrews 11:6b He states, “He is a rewarder of them that diligently seek him.”

“Delight thyself also in the Lord; and he shall give thee the desires of thine heart” (Psalm 37:4 KJV).

Serve God or Money?

Remember what is stated in Matthew 6:24 of the Living Bible, “You cannot serve two masters: God and money. For you will hate one and love the other, or else the other way around.”

Seek and love God with all your heart and get involved with His program. Good investment. He has just the formula for your success: a deep relationship with Him which will unfold the glorious destiny He has for your life. And that destiny does include prosperity.

But what if you refuse to do the will of God? Here is your answer: “Not every one that saith unto me, Lord, Lord, shall enter into the kingdom of heaven; but he that doeth the will of my Father which is in heaven” (Matthew 7:21 KJV).

Like a closer walk with God?

Click “Closer Walk” below for FREE eBook.

images3

What is a High Yield Investment Program ( HYIP )

A high yield investment program (or HYIP) is one of the most interesting investments out there. However, like a number of investment opportunities, it has been the target of a number of scams.

The simple version is that it is an investment method that offers a high rate of returns with some risk. The investor can invest small amounts into a HYIP, which can, if it does well, yields a higher-than-normal rate of return, which you can then cash out or re-invest. While investing, you can discuss how the investments are doing and find out about scams on websites called monitors, which keep an eye on how HYIPs do.

The slightly more interesting version is that an investor sets up an account with an HYIP, and then invests a certain amount of money into the HYIP, which can be for either very small amounts or for large amounts, depending on how much you want to invest. You decide when to pull out, and then what to do with the funds.

However, be advised that it is an investment and carries with it all the risks of an investment. As such, there is the real possibility of losing the money that you invest, for all the usual reasons. Dont invest more than you can lose, and thoroughly check out the investment before giving the HYIP a single cent, just as you would any other potential investment. And be aware that, just like other investment, there are some HYIPs that are scams.

Using an HYIP as a scam is abetted by a number of factors. The first is the mystique of investing; too many people jump into investing without really bothering how it works, and hoping to get something big for something little. There is also that it relies on e-gold, which, although it has a number of advantages, but transfers cant be reversed; unlike a credit card, if a transaction goes wrong, you cant get the money back. The last is that it looks like just another HYIP, and can therefore fool most people into putting money into it, which then disappears.

Another part of the problem is that they can be easily be used for ponzi schemes, either fueling one or being the bottom layer of one. Just be watch out for very-well performing HYIP, including those with an outrageously high rate of returns, and trust the monitor sites.

Although it can be a great opportunity, you need to go into it with your eyes open. If you find a scam, then report it to the nearest Treasury office or monitor website. If you dont, then you may have just found the way to an early retirement.

images6

First Steps to Take When Buying Bank Foreclosures

Buying bank foreclosures may not look attractive at first since it entails a lot of paperwork on your part and the prospect of dealing with a financial institution that has taken back someone elses home seems daunting. However, you have to take into consideration the rewards of navigating financial and legal hurdles since it is not often that you may be able to buy a pretty spacious house with a garden in a nice neighborhood for half the price of its real market value.

Such opportunities are a goldmine for investors too as prime real estate that are cheap and hard to come by. A tidy profit can be made if you are willing to flex some muscles.

Where to Look for Bank Foreclosures

It may seem very hard to find bank foreclosed properties out in the open, but when you know where to look, you can find great deals on homes and other properties for sale.

Banks may have their own list, but it may be too tedious for you to comb through the whole lot of them separately, especially if you live in another town or state. Your best bet is to look for REOs in listings. These lists are a treasure trove of information and save you a lot of time and effort. These consolidate repossessed homes for sale per location or per state. It is also easier to find the homes you are looking for as you can already do the process of elimination and selection by browsing the list.

Checking Out the Property

Take a look at the bank foreclosures that you are interested in. Inspect the condition that they are in and try to get an estimate on the cost of repairs. Have the entire property appraised or talk to an agent and compare prices of similar homes to see if you are really getting a good deal.

Dealing with The Bank

Try to engage the services of an agent who has experience in dealing in bank foreclosures. Some lending institutions may not be willing to talk with an unrepresented prospective buyer like you and there may be some financial issues that you may not be conversant in.

If all goes well, you can negotiate with the bank for a lower price on the property. These foreclosed homes can also be acquired through cash basis, installment or through lease with option to purchase.

images18

How To Make Money Fast With Domain Flipping

Domain flipping has been a fast way to make money online. Many people and internet marketers are heavily involved in flipping domains. Those who serially buy and sell domains are domain flippers. It is a way to make money online which has not been utilized to the full potential.

Flipping domains means the process of buying and selling domains.

There are two ways that you can make money by selling domains. The first way is to simply buy a good domain name which is sell-able and may interest buyers.
The second way is to buy a domain name and earn a good Page Rank, Alexa Rank etc. Once it begins to make a few dollars every month then you can consider selling it in the market. This requires a little more hard work than the first way to make money from flipping domain. Also it will take some time as you will need to wait until the site is indexed in Google so that you can get some organic search engine traffic. However, this will turn out to be more profitable as you are selling an established domain name.

The second way is to buy a domain name and earn a good Page Rank, Alexa Rank etc. Once it begins to make a few dollars every month then you can consider selling it in the market. This requires a little more hard work than the first way to make money from flipping domain. Also it will take some time as you will need to wait until the site is indexed in Google so that you can get some organic search engine traffic. However, this will turn out to be more profitable as you are selling an established domain name.

So how does Domain Flipping allow you to earn money fast? When you buy a domain and sell it, generally you can sell it for a few hundred or thousands of dollars, whereas, you can buy a domain name for fewer than ten dollars. So when you buy and sell repetitively on the internet then you have created a lot of wealth in the process. This is why domain flipping is a great way to make money online. With some experience there is no limit to the number of domain names that you can sell. If you have enough skill, then you can even sell one or more domains every week.

Domain flipping does not require a lot of money to investment. It is a simple way to make money online but requires some patience. This is also a fast way to make money online. So if you are interested then you should definitely give this a shot to make money. Most people who make money from domain name flipping work from home.

images8

Foreclosure Tax Sales, Loan Modification, Delaying A Sheriff Sale, And More

Foreclosures for unpaid property taxes vary widely by state and county. Sometimes the house is auctioned off to satisfy the taxes. Other times, a lien or certificate is sold to the high bidder. And in some areas, no sale is conducted and the property is simply transferred from the homeowner to the county or other tax agency. In most jurisdictions, homeowners have the right to redeem their property after the auction for delinquent taxes.

The following are some defenses homeowners can still raise after a sheriff sale to delay or challenge the foreclosure process and auction:

* Irregularity in conducting the sale
* Sale price at auction was grossly inadequate
* Homeowners did not receive notice as required
* Sheriff sale was not advertised as required

Any physical problems with a property make proceeding with a foreclosure much less desirable for lenders. An appraisal, Broker’s Price Opinion, or other type of valuation from a trustworthy source should be included with any workout proposal, loan modification, or short sale request homeowners make if there are deficiencies in the condition of the house.

If borrowers run into a brick wall dealing with the mortgage servicing company, they can go a step above and contact the holder of the loan. Large banks, institutional lenders, Fannie Mae, and Freddie Mac, among others, will often push a servicer to intervene and work out a solution with homeowners to stop foreclosure, modify a loan, or delay a sheriff sale.

Most people think that Wall Street was primarily responsible for securitizing junk loans and unleashing the subprime crisis. In reality, though, over 50% of mortgage securitizations are guaranteed or issued by Fannie Mae and Freddie Mac (two government-sponsored enterprises), or Ginnie Mae (Government National Mortgage Association).

In a mortgage modification or other workout agreement, it is always easier to negotiate down interest charges, late fees, and other unexpended costs to the lender. These are costs the lender has not paid out of pocket, but has instead just tacked onto the loan balance. They can and should be negotiated away.

According to the Truth in Lending Act, homeowners can request their mortgage servicer to identify for them the person or company or organization that holds the mortgage. The servicer must comply with this request.

Sometimes homeowners are able to delay a sheriff sale over and over again. While this seems a little counter-intuitive, if the lender does not accept the request for a postponement, it may face liability for acting in bad faith. Pursuing foreclosure and using the courts is usually considered the last option, and if the owners are working on a mortgage modification or short sale, for instance, the county auction can be called off relatively easily.

images6

Inflation and Interest Rates Simplified From The Reserve Bank’s Monetary Policy Statement

Two major topics discussed in the Reserve Banks 39-page September Monetary Policy Statement (MPS) are inflation and interest rates. In June, the Bank forecasted inflation to be 4.5% this year. The latest forecast from the Bank expects inflation to be 0.7% lower at 3.8%. Additionally, the Banks 2011 inflation forecast has been reduced from 2.9% to 2.4%.

The lower inflation forecasts are not out of the blue given the lower economic growth projections announced by the Reserve Bank. Factors attributable to the muted inflation pressures include: weaker consumer demand, basically non-existent lending growth, unemployment figures at over 5%, reductions in house prices and deleveraging.

The Bank stated that it will look through the impact on inflation as a result of the increase in GST, the Emissions Trading Scheme, plus other related tax changes. The Bank forecasts that an additional 2.7% will be added to inflation as a result of these former factors, with the Consumer Price Index crowning at 4.8% in June 2011. Taking aside these factors, the underlying inflation rate would be 2.1%.

It is important to note the following stern warning delivered by the Bank in the September MPS. If the factors mentioned above begin to influence individuals behaviour, then the Bank will move quickly to increase interest rates. Price setting will be monitored, as will wage negotiations and surveys of inflationary expectations to gauge if there is evidence that the bump in inflation is becoming ingrained. If this is the case, it can be expected that fast and material increases in the Official Cash Rate (OCR) will follow.

Regarding interest rates, the theme is the same as with economic growth and inflation lower for longer. Unlike the June MPS, the Bank now expects interest rates to rise a lot more slowly. This links back to the Banks cuts to GDP and inflation estimates. The June MPS forecasted interest rates to rise 3.1 % over the next two years, up from the then current level of 3.0% to 6.1% by the end of 2012.

According to the September MPS, the Bank now estimates interest rates to rise by only half as much. 90-day bank bills are forecast to increase from their current 3.2% to be 4.1% in December 2011 an increase of just 1.4%.

If you have a floating mortgage, this reduction in the increase of estimated interest rates will be good news. Although, as the Bank does point out in the September MPS, it expects to increase the OCR over the next few years, the pace and extent of these increases will be lower than forecast in the June MPS.

images20

Blog Entrepreneur Blogging Is the Perfect Internet Business

If someone were to tell you that you could create a global business, completely for free, with nothing more than the tools you already have, and the investment of your time, you’d question their sanity.

Nevertheless, it’s true. If blogging appeals to you, you can create a viable Internet business within a few months: for free.

Blogging is a new development in online businesses. Essentially, it’s instant publishing. Because entrepreneurial blogging is so new, you have a great opportunity to build your business before others copy what you’re doing, so get started now, and start building your own online empire.

Let’s look at five business models for your new Internet blogging business. These five models can be combined if you wish there are no rules in blogging. You can change the business model of a blog at any time, to a model which generates more income.

Each of these models has the potential to earn you a six-figure income. They are:

Affiliate blog(s)

Web publisher blog(s)

Sales blog(s)

Service blog(s)

Blog network(s)

Let’s look at these models one by one.

Affiliate blog(s)

Many businesses develop affiliate programs, because they can recruit a sales force of thousands of people, with little expense. The appeal of affiliate programs for affiliate marketers is that you don’t need a product or service you can start selling others’ products, on commission.

If you intend creating an affiliate blog, select the products that you’ll be selling before you create the blog. This is because you want to be sure that there is a wide range of products that you can promote. There’s nothing worse than developing a blog, and finding out that the well is dry: you’ve picked a niche where products rarely change, and in which the products are so standardized that there’s nothing new to write or podcast about.

Web publisher blog(s)

In this model, your blog is the online equivalent of a magazine. Just as a magazine has features and advertising, so does your blog. In this business model, your content is vital, because you’re counting on your content to attract advertisers.

If you choose to develop a Web publisher blog, you’ve got great models the thousands of magazines which are published each year. Check out a couple of your favorite magazines. Usually a monthly magazine will have a theme for each monthly issue, with two or more stories devoted to this theme. The magazine publishes its editorial calendar a year in advance, so that advertisers can line up their advertising for a specific issue.

Sales blog(s)

In the sales model, you devote a blog to a single product, or range of products. When offline companies start blogs, their blogs are sales blogs they’re using their blogs to sell their products. If you have products that you want to sell, a sales blog is an excellent business model. You could sell a product that you’ve created an ebook, a DVD, or art work or products that you buy from others, and resell.

images20

Entrepreneur Marketing Tips For Creating A Sales Pitch

Business marketing is a very important part of any business that wants to stir the attention of the right customers who would someday utilize the products or services of a company. A proper sales pitch is the core of any marketing portfolio because it brings in new customers and makes the old ones stay. One of the many purposes of business marketing is to make the customers feel that they have spent their money on a good investment, namely, your product.

The first thing that an entrepreneur should do when marketing his business is to create a meaningful company statement that can make an impact on its potential clients. Your company statement should target your potential customers’ situations so they’ll find it easy to relate to your company. This will also instill confidence in them since they now feel that they can trust your company and its products.

Customers are becoming very wise because of the number of competitions in the market to choose from. Creating a quality sales pitch will lend class, integrity and value to your products. So it is important that your pitch is the exact duplicate of what your company stands for and who is it functioning for. A weak sales pitch will not capture any attention and will only be a waste of money and effort.

The key to successfully market your business is to know how to highlight the advantages that your customers can benefit from your company. You need to place your customers in every angle of your sales pitch so they would feel they’re given importance. Not only should the sales pitch provide the benefits of the product but it should also describe how it can solve specific problems of the customers. To make an effective sales pitch, make it more about your customers and less about the product.

images15

Trustworthy Foreign Currency Bank Accounts Assessments

As a rule, main need of financial troubles was terrible administration. Inability of the position close internal control and strict keeping of the treatments lastly introduced the bank to the strengthening issues plus bankrupting. Unprofessional administration might give surge to the mistakes inside handling issues and liquidity. Once these inquiries tend to be guaranteed by the managers and management on the banking institutions, this really is then followed by problematic assets plus challenging finance companies. Exactly this took place in the USA in 1970-80s. There had been also lots of financial institutions as well as awarded large credits, plus this was completely wrong.

This try some sort on the rotational finance. The revenue which has been put because monthly cost savings is generally let out to somebody else as financial loans and the providers survives with those desire rates. Phone banking are a secure and secure technique of performing banking deals using a telephone. Phone banking plus cellular banking tend to be tightly moderated and among the many secure transactions possible. Banks bring invested big amounts cash plus deployed the newest technology plus software. Keep in mind that alphabet in the user name and password become case delicate thus bear in memory absolutely what exactly is the user name plus password once accessing their bank account.

Read a lot more from the consultants on the subject of and …, or possibly Bank Account Details by going online.

Trustworthy Foreign Currency Bank Accounts assessments

You tend to be able to change the password regularly with the majority of companies that tend to be about the web. these kinds of variations is sensible and something which you should do often. You must keep in mind, though, which you will must remember the hot code every time which you change information technology. It is effortless and advantageous to log on to your online financial, yet you must create absolutely certain maybe not to disregard to log out when you were completed. If you use online financial from a public place, like a collection, workplace or internet cafe, this is incredibly important.

India’s financial industry features created rapid strides inside reforming and aligning itself to the latest competitive business atmosphere. Indian banking field try in the center of a Information Technology revolution. Technological system is actually a vital component on the reforms task inside the banking system, because of the slow advancement of advanced tools plus designs in market practices. nowadays, tech keeps transformed the contours of 3 biggest capabilities sang by banks, i.e., accessibility to liquidity, change of possessions and tracking of issues. Further, records technology as well as the interaction network systems bring a important bearing found in the capabilities of money, money and international trade opportunities.

images15

Entrepreneurs Benefits Of A Home Based Business

Trials and difficulties are two factors which a developing entrepreneur is always expecting to meet. There is not a person who does not face challenges in life. Lucky are those who become entrepreneurs with their rich faces. Rich faces do not takes talent with them, for talent to overcome there are lot of difficulties and challenges to be faced. There are lots of business chances for people to show their entrepreneurial skills. One has to look for these chances and jump into it. With these opportunities, you can get your business off the ground.

Now days it is difficult task to get into market if you are one of the competitors of a big corporation. But this does not means you have to back up, all you need to do is get in touch with right people who would help you in succeeding in world of entrepreneurship. There has been increasing demand of home based jobs and there are many people who are jumping in this field. With entrepreneurs same case applies, there are many people realizing that home based business is ideal way for an entrepreneur business.

If you are facing financial problem regarding funds, then it is not issue to matter as there are many financing companies who would lend you money for your business rolling. But you should know how to get these funds. You need to deal with financial company by showing them your business plans and projected financial statement. You should convince them and show your business is a good investment option. There are many financiers who are attracted towards these home based businesses of entrepreneurs. With these plans they are able to analyze their return of money. You can land your business on ground easily with these plans but just make careful you are not victim of high interest rates and service charges.

It is essential step towards your success to know how entrepreneurs campaign their business. You should know the different entrepreneurial techniques involved in your business. Ventures faces lot of problem, so it is better you learn the techniques and research on different aspects before you go on it.

Home based businesses have its bounding too. They have problem in gaining customer and also gaining popularity. There are many people who fail and quit this job. All you need is to have strong confidence and good will power within you to continue this business. The first year of operating this business would truly test all your skills and patience too.

You should careful study the reaction of people towards different things. Ventures success does not lie in their product, but sometime also the way they are sold. You should study the people or community around you and understand the different aspects of them. You should deeply study and analyze the value of people thinking.

In conclusion, gaining success in entrepreneurship world is not easy. But once you get start with the small home based business, you might find your way to get success. Wish you all the best!